Professor Ruml did his undergraduate studies at Ohio State, Hebrew and Ambassador
Universities. His Masters degree was completed at the California State University.
He completed his Doctorate in Business Administration (Finance) at Northcentral University.
Professor Ruml completed the Certified Financial Manager program at the Donald Regan
School in Princeton, as well as achieving securities licenses in General Securities
and Options (Series 7), Managed Futures and Commodities (Series 31), State Agent (Series
63), and Federal Investment Advisor (Series 65). He is a registered Property, Casualty,
Life, Accident & Health, Variable Life, and Variable Annuity agent.
Professor Ruml began his career as a Reinsurance Broker in New York. Here he annually
produced sales in the seven-figures, as well as creating spreadsheet programs for
complex financial modeling, and the original catastrophe models used by the world's
largest reinsurance intermediary. In the late 1990's he was a co-founder of a public
software corporation in Great Britain, and in the 2000's was an equity partner at
a Columbus, Ohio area insurance firm, where he handled marketing and the quality assurance
As a global executive (and sometimes expatriate), Professor Ruml has lived in or extensively
visited countries in North America, Europe, the Middle East, East Asia, and the South
Pacific. He speaks English, German, French, Bislama, Pijin and Tok Pisin (most of
them badly). An immigrant to the United States, he comes from a bi-racial, tri-lingual
family: his wife is also an immigrant and his children's maternal language is French.
He is co-author of the book World Religions in Brief which reflects his interest in
human cultures, and the tremendous effect religion has had on the various civilizations
of humanity right up until the present day. He currently serves as an Assistant Professor
in the Division of Business at Ohio Dominican University, teaching both undergraduate
and graduate courses in Finance, International Business, Marketing, and Corporate
Information Strategy & Management.